Client declaring bankruptcy
Iowa Bankruptcy Lawyer : Paul Gandy  Iowa Bankruptcy Attorney, Gandy Law Offices : Iowa Bankruptcy, Fairfield Iowa Bankruptcy Lawyer, Bankruptcy Attorneys contact results methods about us get started now home

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What is the next step?

"The next step is up to you. If you have contacted us to schedule a free 20 minute initial consultation, then it is important for you to call or come in to more clearly determine your need for our services. If you have decided that getting a fresh start through this process is the right choice for you and your family, then you will want to contact our office. My staff and I will take you through getting started with us, including going over fees. You can get started with us by paying a modest retainer as a down payment on our total fees. If we accept you as a client, that would mean that we would be your lawyers in the fresh start process, and you could then, refer all creditor calls to our offices, rather than you having to deal with them directly. We also would begin preparing the paperwork necessary to file the bankruptcy petition.

When all our fees are paid and all the paperwork is approved and signed off on by you and by us, then we are ready to electronically file the petition with the bankruptcy court clerk’s office in Des Moines, Cedar Rapids, or Sioux City and the case officially begins from the point of view of the court. We believe that you will find our fees quite reasonable and can pay us these fees on an installment plan over up to three months.

You can also get started by following the instructions in the handout that was included with this presentation. If do not have a copy of the handout, you are welcome to call our office for a copy. Our local office number is area code (641) 472-7762. Our toll free office number is 1-888-874-0289. Again, our local office number is area code (641) 472-7762. Our toll free office number is 1-888-874-0289.

If you want more information or more time to consider your options then, of course, you can review this presentation and read our
– a $25 value that we provide to you free and titled “Bankruptcy Stills Works in Iowa: Fighting Back and Helping People Get a Fresh Start”. You are also welcome to call our local or toll-free 800 number of tape recorded specific answers to the most common bankruptcy questions. The numbers to call for these answers are either (641) 472-4019 or 1-800-472-7710, again the numbers to call for our valuable, no obligation tape recorded answers to the most common questions about personal bankruptcy are either (641) 472- 4019 or 1-800-472-7710.

The GANDY LAW OFFICES, P.C. team is truly here to help you. How you decide to use us is up to you. Remember though, we are where new lives begin, and you can gain freedom from financial slavery.

Thank you for your time and attention, and all the best to you and your family."



"You guys rock" -- L.K.

"I'd stand on my head for you guys, but I'd look silly doing it." -- P.G.

"Now, I can sleep tonight" -- R.C.

"If you need the help, Gandy's the one to go to." -- P.G.

"Thanks again for helping us out. You all treated us like people, not criminals." -- G.G. & B.G

"You really go to bat for your clients." -- M.H.

"The knot in my stomach is gone." -- K.G.

"Freedom is amazing, we can answer the phone again and actually have money in the bank." -- K.

"I thought your service was excellent. I felt so badly about having to take bankruptcy and so nervous, but your staff helped me feel at ease and were so understanding and helpful. Thank you." -- P.B.

"You are wonderful people, very helpful & friendly! We have a new lease on life!!" -- S. & J. R.

"Excellent service, never felt uncomfortable with subject." -- R.R.

"This was a very hard decision for us, your office made it go smoothly & easy. Thank you." -- G.B.

"Everything was explained so that I understood which made me feel at ease with the staff. Thank you so much for the fresh start." -- A.S.

"Personnel was very courteous, helpful, cordial & looking out for my best interests. I would highly recommend GANDY LAW OFFICES to anyone" -- V.F.

"I was very pleased and relieved to have an honest and outstanding firm as yours. I have had a couple of bad experiences in the past - Thank you very much" -- R.H.

"I think you folks were great. I could hardly believe how easy and smooth it all went. Keep up the good work." -- D.S.

"Professional, yet caring." -- B.H.

"I wish everyone who was suffering financially like I was would find out how easy it is to get out of the mess they're in." -- Anonymous

"Thank you for your guidance and legal assistance. You did a very good job of keeping me informed." -- M.S.

"I was very pleased with Mr. Gandy and staff, and would recommend your law firm." -- C.S.

"Your service was great. An enormous weight has been lifted." -- R.F.

"... thanks for getting me through a very difficult time. I went to court much better prepared than others represented by other firms." -- S.J.

"Deciding to file bankruptcy was hard & I was embarrassed about it. But coming to your office and being treated with respect... it made the whole experience a lot easier, and more pleasant then I imagined it would be." -- Anonymous

"... You took our stress and made life better for us with a new beginning." -- P.H.

"I am glad I chose your firm." -- D.L.

"When I first came into your office, I was so down on myself and truly felt like a failure, but now I am really at peace with myself, and I have started a new life. I owe it all to you, Mr. Gandy, and your wonderful, caring staff." -- G.S.

"The service was wonderful." -- B.H.

"I just want to thank you for all your kindness and help in this matter! You and your staff were so kind, considerate and helpful... You really made me feel at ease about the whole process." -- S.N.

"You all rock!" -- K.

"I was VERY satisfied with your personnel and the way you guys handled everything for me." -- R.O.

"Keep up the good work and thank you very much." -- M.A.

"[You] made us feel like family... We weren't made to feel embarrassed about our decision." -- T.T.

And a very special story was shared to us by one of our valued clients:
"My true feelings about the Gandy Law firm:
I prayed for guidance how to get those bills paid. I was looking in the stand for something and the telephone directory fell out and opened to the yellow pages with the Gandy ad showing. After reading the ad I sat there wondering 'could they be the one's to help me?' My inner thoughts told me 'sure, give them a call and see what happens.'
Well, the rest is history... I'm so grateful to all of you. You people seemed concerned about my health, about me climbing those steps [to the office]. I want you to know since the burden has been lifted from me, my health has gotten better." -- H.B.

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1 (888) 874-0289

Iowa Bankruptcy Lawyer : Paul Gandy  Iowa Bankruptcy Attorney, Gandy Law Offices : Iowa Bankruptcy, Fairfield Iowa Bankruptcy Lawyer, Bankruptcy Attorneys
You can also start
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"Bankruptcy Still Works in Iowa - Fighting Back and Helping People Get a Fresh Start"
(Download Free Adobe Reader.)
A DVD is also Available

Iowa Bankruptcy Attorney Gandy and his staff strive to be both competent and caring.
We are never judgmental of clients and truly understand the problems they are facing. We want to be of help. We have walked a mile in your shoes.

Iowa Bankruptcy Lawyer : Paul Gandy  Iowa Bankruptcy Attorney, Gandy Law Offices : Iowa Bankruptcy, Fairfield Iowa Bankruptcy Lawyer, Bankruptcy Attorneys
Attorney Gandy has been Board Certified in Consumer Bankruptcy Law since 1998
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You may be considering having GANDY LAW OFFICES, P.C. represent you in getting a fresh start for you and your family by using the bankruptcy process.
Please know that the GANDY LAW OFFICES team will work very hard to do an excellent job for you.

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GANDY LAW OFFICES, P.C. is a qualified law firm proudly designated as a federal debt relief agency by an Act of Congress and the President of the United States. Since 1991, we have been assisting families, individuals, and small businesses in obtaining financial relief, eliminating burdensome debt, and getting a fresh start under the US Bankruptcy Code. 11 USC § 528 (a) (4).|
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