CREDIT REPORTING DISPUTES
GANDY LAW OFFICES, P.C. also represents clients who have
filed bankruptcy through our firm in connection with credit
reporting errors and disputes after their bankruptcy
case is completed. Under the Fair Credit Reporting Act, all
credit reporting agencies are required to ensure fair and accurate
reporting of credit transactions. Oftentimes, there are errors on your
credit reports which need to be corrected after your bankruptcy case is completed. All negative credit
information adversely affects your credit score. In turn,
your credit score greatly affects your financial health,
as it determines the costs at which you can
obtain credit, and even the insurance rates that you will
The fresh start you obtained through
a bankruptcy filing should not be impaired by an incorrect credit report.
Therefore, it is very important that
you maintain control of, and ensure the accurate reporting
of your credit. If you believe that a credit reporting
agency is not accurately reporting information about your credit transactions after
your bankruptcy, or if you have been damaged by a creditor
that is not reporting accurate information about you to a credit bureau, then you
may contact our office at (888) 874-0289 for a consultation
with Attorney Gandy.
DEBT COLLECTION DISPUTES
GANDY LAW OFFICES, P.C. also represents clients who have
filed bankruptcy through the firm and have had their rights violated by debt collectors before, during, and after their bankruptcy case. Under Iowa and Federal Law, there are definite restrictions on the manner in which a creditor or its debt collectors can undertake to collect a debt. Sometimes before, during, and after a bankruptcy filing these laws are violated by over aggressive debt collectors. If you believe that debt collector or creditor has acted unreasonably in its efforts to collect its debt, please contact our office for a consultation.
Moyea Web Player
MORE THAN 20 YEARS EXPERIENCE
"You guys rock" -- L.K.
"I'd stand on my head for you guys, but I'd look silly doing it." -- P.G.
"Now, I can sleep tonight" -- R.C.
"If you need the help, Gandy's the one to go to." -- P.G.
"Thanks again for helping us out. You all treated us like people, not criminals." -- G.G. & B.G
"You really go to bat for your clients." -- M.H.
"The knot in my stomach is gone." -- K.G.
"Freedom is amazing, we can answer the phone again and actually have money in the bank." -- K.
"I thought your service was excellent. I felt so badly about having to take bankruptcy and so nervous, but your staff helped me feel at ease and were so understanding and helpful. Thank you." -- P.B.
"You are wonderful people, very helpful & friendly! We have a new lease on life!!" -- S. & J. R.
"Excellent service, never felt uncomfortable with subject." -- R.R.
"This was a very hard decision for us, your office made it go smoothly & easy. Thank you." -- G.B.
"Everything was explained so that I understood which made me feel at ease with the staff. Thank you so much for the fresh start." -- A.S.
"Personnel was very courteous, helpful, cordial & looking out for my best interests. I would highly recommend GANDY LAW OFFICES to anyone" -- V.F.
"I was very pleased and relieved to have an honest and outstanding firm as yours. I have had a couple of bad experiences in the past - Thank you very much" -- R.H.
"I think you folks were great. I could hardly believe how easy and smooth it all went. Keep up the good work." -- D.S.
"Professional, yet caring." -- B.H.
"I wish everyone who was suffering financially like I was would find out how easy it is to get out of the mess they're in." -- Anonymous
"Thank you for your guidance and legal assistance. You did a very good job of keeping me informed." -- M.S.
"I was very pleased with Mr. Gandy and staff, and would recommend your law firm." -- C.S.
"Your service was great. An enormous weight has been lifted." -- R.F.
"... thanks for getting me through a very difficult time. I went to court much better prepared than others represented by other firms." -- S.J.
"Deciding to file bankruptcy was hard & I was embarrassed about it. But coming to your office and being treated with respect... it made the whole experience a lot easier, and more pleasant then I imagined it would be." -- Anonymous
"... You took our stress and made life better for us with a new beginning." -- P.H.
"I am glad I chose your firm." -- D.L.
"When I first came into your office, I was so down on myself and truly felt like a failure, but now I am really at peace with myself, and I have started a new life. I owe it all to you, Mr. Gandy, and your wonderful, caring staff." -- G.S.
"The service was wonderful." -- B.H.
"I just want to thank you for all your kindness and help in this matter! You and your staff were so kind, considerate and helpful... You really made me feel at ease about the whole process." -- S.N.
"You all rock!" -- K.
"I was VERY satisfied with your personnel and the way you guys handled everything for me." -- R.O.
"Keep up the good work and thank you very much." -- M.A.
"[You] made us feel like family... We weren't made to feel embarrassed about our decision." -- T.T.
And a very special story was shared to us by one of our valued clients:
"My true feelings about the Gandy Law firm:
I prayed for guidance how to get those bills paid. I was looking in the stand for something and the telephone directory fell out and opened to the yellow pages with the Gandy ad showing. After reading the ad I sat there wondering 'could they be the one's to help me?' My inner thoughts told me 'sure, give them a call and see what happens.'
Well, the rest is history... I'm so grateful to all of you. You people seemed concerned about my health, about me climbing those steps [to the office]. I want you to know since the burden has been lifted from me, my health has gotten better." -- H.B.